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Lesson 16 • Live Toolkit

Credit, Debt & Your Credit Score

Understand how borrowing really works before interest and minimum payments get expensive.

You finished the lesson. Now use it.
Pick one resource below and one action to take today.
LEARN

CFPB — Credit Cards

Consumer guidance on credit cards, fees, debt, and your rights.

Open resource →
TRY

AnnualCreditReport.com

The federally authorized site for free credit reports.

Open resource →
LEARN

MyCreditUnion.gov — Credit Scores

Learn what affects a credit score, how utilization and inquiries work, and practical ways to build credit.

Open resource →
DOWNLOAD

Credit Card Reality Check

A simple worksheet you can save to your phone or print.

Download PDF

External resources can change. This page is designed to be updated over time so the QR code in your book can stay the same.