LESSON 01
Money: How to Actually Manage It
Build a simple budget, understand cash flow, save, and make better spending choices.
How this works
The book gives you the framework. This site keeps the resources current. Scan a lesson QR code or choose a topic below, then watch, try, learn, and do something with it.
No login required. No private information should be entered here. If a resource changes or disappears, this site can be updated while the QR code in your printed book stays the same.
20 Live Toolkits
LESSON 02
Your Time, Attention & Phone
Take control of distractions, commitments, and the apps competing for your attention.
LESSON 03
Taking Care of Your Mental Health
Recognize stress, use healthy coping tools, and know when and where to ask for help.
LESSON 04
Friends, Dating & Healthy Relationships
Recognize healthy and unhealthy behavior, communicate clearly, and set boundaries.
LESSON 05
Getting a Job & Starting a Career
Search, apply, interview, and understand what employers are actually looking for.
LESSON 06
Talking to People & Building Connections
Start conversations, ask good questions, build relationships, and create a professional network.
LESSON 07
Thinking for Yourself
Separate facts from opinions, recognize bias, and verify claims before you repeat them.
LESSON 08
When Things Don't Work Out
Respond to rejection, mistakes, and setbacks without letting one bad result define you.
LESSON 09
Handling Conflict & Hard Conversations
Disagree, apologize, establish boundaries, and solve problems without making them worse.
LESSON 10
Setting Goals & Figuring Out What Matters
Choose goals that matter to you and turn them into concrete next actions.
LESSON 11
Moving Out: Rent, Roommates & Living on Your Own
Understand the real costs and responsibilities of living independently.
LESSON 12
Taxes & Your Paycheck
Read a paystub, understand withholding, and know what happens at tax time.
LESSON 13
Insurance: The Stuff Nobody Explains
Understand premiums, deductibles, copays, coverage limits, and why insurance exists.
LESSON 14
Food: Feeding Yourself Without Going Broke
Plan, shop, cook basic meals, store food safely, and control food costs.
LESSON 15
Your Car: What Every Driver Should Know
Handle basic maintenance, warning lights, breakdowns, recalls, and accidents.
LESSON 16
Credit, Debt & Your Credit Score
Understand how borrowing really works before interest and minimum payments get expensive.
LESSON 17
Doctors, Prescriptions & Taking Charge of Your Health
Navigate appointments, pharmacies, insurance, medical records, and everyday healthcare decisions.
LESSON 18
Scams, Privacy & Protecting Yourself Online
Recognize scams, secure your accounts, and know what to do when something feels wrong.
LESSON 19
AI: Use It Without Letting It Think for You
Use AI productively, verify what it tells you, and protect your privacy and judgment.
LESSON 20
The Stuff You Need to Know About Yourself
Identify your values, strengths, priorities, and what you want your life to be about.